IMPORTANT ACKNOWLEDGMENT, PLEASE READ!
Please read and review the following statements about APR, Loan Resumptions, Repayment Terms and General Loan information carefully.
What is a personal loan?
A personal loan is a way for an individual to receive up to $5,000 in funding. It is a loan that can be used for home enhancements, item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!
Basic Loan Requirements:
- Must be at least 18 years old
- Must be a U.S. citizen or Permanent Resident
- Currently employed or receive steady income.
- Have a bank account to receive the funds, ideally with direct deposit.
Fees & Interest
PrimeLoanNow services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.DISCLOSURE POLICY!
Please read the following disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.
APR Information
This is information about the Annual Percentage Rate (APR). The APR defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. Fast5kLoans cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Read the terms of your loan carefully before accepting and signing a loan contract.
Renewal Policy
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" Features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.